Calculate Your Payment

Home Price ($)

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Annual Property Tax ($)

Annual Home Insurance ($)

PMI (% of loan)

Your Wells Fargo Mortgage Payment

$1,970.22

Principal & Interest

$400.00

Property Tax

$100.00

Insurance

$132.09

PMI

Total Monthly Payment

$2,602.31

Payment Breakdown

Loan Amount: $320,000.00

Down Payment: $80,000.00

Interest Rate: 4.25%

Loan Term: 30 years

Home Price: $400,000.00

Loan-to-Value Ratio: 80.00%

Amortization Schedule

Year	Principal Paid	Interest Paid	Remaining Balance

Wells Mortgage Calculator

Our Wells Fargo mortgage calculator is a specialized tool designed to help potential Wells Fargo mortgage customers estimate their monthly payments, total interest costs, and amortization schedules. Whether you're considering a Wells Fargo mortgage for purchasing a new home or refinancing your existing mortgage, this calculator provides accurate payment estimates to help you make informed financial decisions.

Wells Fargo is one of the largest mortgage lenders in the United States, offering a variety of mortgage products including conventional loans, FHA loans, VA loans, and jumbo loans. Our Wells Fargo mortgage payment calculator accounts for all the unique features of Wells Fargo loan products, allowing you to compare different scenarios and find the most cost-effective financing option for your home purchase or refinance.

How to Use the Wells Mortgage Calculator

Enter Home Price: Input the purchase price of the home you're considering.
Add Down Payment: Enter your down payment amount to calculate the loan-to-value ratio.
Set Interest Rate: Enter the interest rate offered by Wells Fargo for your loan type.
Select Loan Term: Choose the loan duration (10, 15, 20, 25, or 30 years).
Include Property Taxes: Enter annual property taxes for the home's location.
Add Home Insurance: Include annual homeowners insurance costs.
Factor in PMI: If your down payment is less than 20%, include PMI costs.
Calculate: Click the "Calculate Payment" button to see your estimated monthly payment.
Review Results: Examine the payment breakdown, amortization schedule, and key financial metrics.