US Mortgage Calculators Hub

Commercial Mortgage Calculator

Calculate commercial property loan payments, interest, and amortization schedule instantly

Calculate Your Payment

Your Commercial Mortgage Payment

$3,250.25
Monthly Payment
$282,060.00
Total Interest
$782,060.00
Total Payment

Payment Breakdown

Loan Amount: $500,000.00
Down Payment: $100,000.00
Interest Rate: 5.50%
Loan Term: 20 years
Property Value: $600,000.00
Loan-to-Value Ratio: 83.33%

Amortization Schedule

Year Principal Paid Interest Paid Remaining Balance

Commercial Mortgage Calculator

A commercial mortgage calculator is an essential tool for business owners, real estate investors, and entrepreneurs looking to finance commercial property purchases. Our free commercial loan mortgage calculator helps you estimate monthly payments, total interest costs, and amortization schedules for commercial real estate loans in the USA. Whether you're purchasing office space, retail property, warehouses, or other commercial real estate, this calculator provides accurate payment estimates to help you make informed financial decisions.

Commercial mortgages differ significantly from residential mortgages in terms of loan amounts, interest rates, terms, and qualification requirements. Our best commercial mortgage calculator accounts for these differences, allowing you to compare various loan scenarios and find the most cost-effective financing option for your business property investment.

How to Use the Commercial Mortgage Calculator

  1. Enter Loan Amount: Input the total amount you plan to borrow for your commercial property purchase.
  2. Set Interest Rate: Enter the annual interest rate offered by your lender (APR).
  3. Select Loan Term: Choose the loan duration in years (typically 5-25 years for commercial mortgages).
  4. Add Down Payment: Enter your down payment amount to calculate the loan-to-value ratio.
  5. Enter Property Value: Input the total purchase price or appraised value of the commercial property.
  6. Calculate: Click the "Calculate Payment" button to see your estimated monthly payment and total costs.
  7. Review Results: Examine the payment breakdown, amortization schedule, and key financial metrics.