The information provided by US Mortgage Calculators Hub ("we," "us," or "our") on our website (the "Site") is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

1. Professional Advice

The calculators and information provided on this website are for educational and illustrative purposes only. They should not be considered as financial, legal, or tax advice. Before making any financial decisions, you should consult with qualified professionals who can assess your specific situation.

2. Accuracy of Information

While we strive to ensure that the information on this website is accurate and up-to-date, we make no warranties or representations as to the accuracy, completeness, or timeliness of the content. Mortgage rates, terms, and conditions change frequently and may vary based on individual circumstances.

3. No Guarantee

We do not guarantee that the results provided by our calculators will match the actual terms offered by lenders. All mortgage terms, rates, and conditions are subject to change and are ultimately determined by the lending institution.

4. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

5. Limitation of Liability

In no event shall US Mortgage Calculators Hub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the service
• Any conduct or content of any third party on the service
• Any content obtained from the service
• Unauthorized access, use, or alteration of your transmissions or content

6. Calculations and Assumptions

Our mortgage calculators make certain assumptions to provide estimates. These assumptions may not reflect your specific situation. Actual mortgage payments may vary based on factors not accounted for in our calculations, including but not limited to:

• Changes in interest rates
• Property taxes and insurance costs
• Private mortgage insurance (PMI)
• Loan origination fees
• Prepayment penalties
• Adjustable rate mortgage terms

7. User Responsibility

You are solely responsible for any decisions you make based on the information provided on our website. We encourage you to verify all information independently and consult with qualified professionals before making any financial commitments.

8. Changes to Disclaimer

We reserve the right, at our sole discretion, to modify or replace this Disclaimer at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

9. Contact Us

If you have any questions about this Disclaimer, please contact us at:

Email: disclaimer@usmortgagecalculatorshub.com
Address: 123 Financial Plaza, Suite 1000, New York, NY 10001